Sr Director - Regulatory Compliance & MLRO

Key Responsibilities

• Design, implement, and maintain an effective Compliance and AML/CFT program in line with new and existing regulatory requirements. 
• Conduct risk assessments and maintain key regulatory documentation, including the Key Regulatory Obligations Register, Compliance policies, and AML/CFT frameworks. 
• Provide compliance and AML/CFT advisory support for new products, business models, and use cases. 
• Drive improvements and efficiencies across end-to-end compliance operations through automation, technology, and machine-learning-enabled solutions. 
• Oversee Client Due Diligence (CDD) activities throughout the client lifecycle, ensuring timely reviews, risk ratings, name screening, and document verification. 
• Perform periodic, trigger-based, and ad hoc AML reviews, ensuring adverse news and elevated risk factors are appropriately identified and escalated. 
• Review and resolve transaction monitoring and name-screening alerts in a timely manner. 
• Prepare and submit Suspicious Transaction Reports (STRs) as required. 
• Act as the primary point of contact with regulators, including managing regulatory engagements and on-site inspections. 
• Ensure accurate and timely regulatory and AML/CFT reporting to the Monetary Authority of Singapore (MAS). 
• Prepare compliance reports for senior management and Compliance Committees. 
• Lead the rollout and ongoing management of the Compliance Training Framework. 
• Build, lead, and develop a high-performing local compliance team. 

Requirements

• Minimum 12 years’ experience in compliance roles within regulated environments. 
• Strong expertise across Compliance and AML/CFT domains, including KYC/KYB, sanctions, and financial crime. 
• Solid understanding of the Payments and Fintech industry. 
• Prior experience in payments or fintech strongly preferred. 
• ACAMS and/or ICA certification preferred. 
• Strong analytical and problem-solving skills, with the ability to design and implement scalable solutions. 
• Demonstrated accountability, sound judgment, and a proactive, positive approach. 
• Ability to identify inefficiencies, challenge the status quo, and drive sustainable process improvements. 
• Proven ability to prioritise effectively and meet deadlines in a fast-paced environment. 
• Excellent stakeholder management and communication skills. 
• Collaborative team player with experience (or willingness) to lead and develop teams. 
• Commitment to continuous learning and staying current with global regulatory developments. 
• Fluency in English.